Start investing early and don’t worry about starting with small sums — it will pay off over the long-term. Pay more attention to spending habits and flag unnecessary purchases — it will help you avoid or pay down debt. Lowering your living expenses, such as downsizing after a home sale, can be a wise move.
It’s common knowledge by now: workers are stressed about finances and it’s affecting their work performance. But two surveys conducted by the Employee Benefits Research Institute (EBRI) dug deeper, focusing specifically on retirement-related financial stress and uncovering common characteristics shared by workers who worry about retiring comfortably. The results, published in a report titled Perceived Helpfulness of Financial Well-being Programs:
Most online quizzes are relatively mindless, promising to reveal what vegetable, sandwich or rock band best represents your personality. That was not the case for a short online test given to more than 14,000 people in 15 countries this year. It revealed just how unprepared a good chunk of the world is for retirement. The