Financial stress

The Personal Financial Wellness Scale™

Poverty is most often assessed using objective measures such as absolute and relative income levels. However, different individuals may experience different levels of financial stress at the same income level. Studies have found that the perception of income is only moderately correlated with actual income level and that it is the perception itself that relates

Disabilities and Personal Finance

According to the Centers for Disease Control and Prevention, approximately one in every thirty-three children is born with a birth defect.  Birth defects are not the only cause of disabilities. Accidents can cause disabilities, as can military combat and severe forms of substance abuse. This is significant because it reflects the sad fact that disabilities

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